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FIRE calculations can look precise, but without clear assumptions, the results can be misleading. Understanding assumptions is the foundation of sustainable planning.
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The 4% rule is often treated as a universal FIRE formula, but in reality, it’s a historical reference—not a one-size-fits-all solution.- Published on
A simplified 30-year, 8% return comparison showing how starting with $10,000 versus $100,000 creates a tenfold difference and more financial flexibility over time.- Published on
A realistic U.S. scenario with an 8% return showing how starting at 23 versus 30 changes the monthly investment needed to reach $1,000,000 by age 50.- Published on
A realistic U.S. early-career scenario showing how monthly investments of $500, $1,500, or $2,500 with an 8% return change the timeline to reach a $750,000 FIRE number.