Published onApril 24, 2026Quarterly vs Annual FIRE Reviews: How Much Plan Drift Can Backtesting Reveal?firequarterly-reviewannual-reviewplan-driftrecalculationA FIRE plan does not need constant tinkering, but annual-only review can be too slow when spending, contributions, or life risk change midyear. This article compares quarterly and annual review using a U.S. household example.