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      <managingEditor>support@ascend-spark.com (Fire Path Team)</managingEditor>
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    <title>How Much Cash Should You Hold After FIRE?</title>
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    <description>Retirement cash should be sized from the essential spending gap, emergencies, and known large expenses—not a copied portfolio percentage. This U.S. framework compares one-, two-, and three-year reserves.</description>
    <pubDate>Mon, 22 Jun 2026 00:00:00 GMT</pubDate>
    <author>support@ascend-spark.com (Fire Path Team)</author>
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