https://www.fire-path.app/blog Use practical FIRE guides and a scenario-based calculator to compare assumptions and build a resilient path to financial freedom. en-us support@ascend-spark.com (Fire Path Team) support@ascend-spark.com (Fire Path Team) Fri, 15 May 2026 00:00:00 GMT https://www.fire-path.app/zh-TW/blog/etf-cost-01-vs-05-20-year-fire-gap https://www.fire-path.app/zh-TW/blog/etf-cost-01-vs-05-20-year-fire-gap ETF 費用率從 0.1% 到 0.5% 看起來只差 0.4%，但對 20 年 FIRE 時程而言，它會年年降低複利基礎。本文用台灣家庭情境示範如何把 ETF 成本放進 FIRE 模型。 Fri, 15 May 2026 00:00:00 GMT support@ascend-spark.com (Fire Path Team) fireETF費用率複利淨報酬