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    <title>海外券商 vs 本地券商：FIRE 使用者怎麼選？</title>
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    <description>海外券商不一定比較好，本地券商也不一定比較貴。FIRE 使用者要比較的是費率、換匯、稅務文件、資產保護、客服、提領與家庭可執行性。本文提供台灣家庭的券商選擇框架。</description>
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    <author>support@ascend-spark.com (Fire Path Team)</author>
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