https://www.fire-path.app/blog Use practical FIRE guides and a scenario-based calculator to compare assumptions and build a resilient path to financial freedom. en-us support@ascend-spark.com (Fire Path Team) support@ascend-spark.com (Fire Path Team) Fri, 17 Jul 2026 00:00:00 GMT https://www.fire-path.app/zh-TW/blog/semi-retirement-cashflow-template-earned-income-withdrawals https://www.fire-path.app/zh-TW/blog/semi-retirement-cashflow-template-earned-income-withdrawals 用一張月度與 12 個月滾動表整合半退休工時收入、生活支出、稅與保費準備、投資提領及現金跑道，並測試收入少 20% 與三個月零收入。 Fri, 17 Jul 2026 00:00:00 GMT support@ascend-spark.com (Fire Path Team) fire半退休現金流模板投資提領變動收入