https://www.fire-path.app/blog Use practical FIRE guides and a scenario-based calculator to compare assumptions and build a resilient path to financial freedom. en-us support@ascend-spark.com (Fire Path Team) support@ascend-spark.com (Fire Path Team) Fri, 07 Aug 2026 00:00:00 GMT https://www.fire-path.app/zh-TW/blog/mortgage-rate-vs-investment-return-fire-matrix https://www.fire-path.app/zh-TW/blog/mortgage-rate-vs-investment-return-fire-matrix 房貸利率低於預期投資報酬，不代表一定該投資。本文用稅後淨報酬、流動性與家庭承受度，建立可重複使用的房貸決策矩陣。 Fri, 07 Aug 2026 00:00:00 GMT support@ascend-spark.com (Fire Path Team) fire房貸投資報酬敏感度分析資產配置