https://www.fire-path.app/blog Use practical FIRE guides and a scenario-based calculator to compare assumptions and build a resilient path to financial freedom. en-us support@ascend-spark.com (Fire Path Team) support@ascend-spark.com (Fire Path Team) Mon, 26 Jan 2026 00:00:00 GMT https://www.fire-path.app/zh-TW/blog/fire-with-5-percent-return https://www.fire-path.app/zh-TW/blog/fire-with-5-percent-return 市場長期低迷怎麼辦？如果未來年化報酬只剩 5%，FIRE 還有意義嗎？用最保守的數字，重新檢視財務自由的價值。 Mon, 26 Jan 2026 00:00:00 GMT support@ascend-spark.com (Fire Path Team) fire投資報酬率退休規劃資產配置保守投資