https://www.fire-path.app/blog Use practical FIRE guides and a scenario-based calculator to compare assumptions and build a resilient path to financial freedom. en-us support@ascend-spark.com (Fire Path Team) support@ascend-spark.com (Fire Path Team) Mon, 08 Jun 2026 00:00:00 GMT https://www.fire-path.app/zh-TW/blog/fixed-amount-vs-percentage-withdrawal https://www.fire-path.app/zh-TW/blog/fixed-amount-vs-percentage-withdrawal 固定金額讓生活費較穩，固定比例讓投資組合較不易歸零，卻會把市場波動直接傳到收入。本文用台灣家庭案例比較兩者，並提供必要支出與彈性支出的混合規則。 Mon, 08 Jun 2026 00:00:00 GMT support@ascend-spark.com (Fire Path Team) fire固定金額提領固定比例提領退休現金流提領策略