https://www.fire-path.app/blog Use practical FIRE guides and a scenario-based calculator to compare assumptions and build a resilient path to financial freedom. en-us support@ascend-spark.com (Fire Path Team) support@ascend-spark.com (Fire Path Team) Fri, 17 Jul 2026 00:00:00 GMT https://www.fire-path.app/zh-TW/blog/semi-retirement-cashflow-template-earned-income-withdrawals https://www.fire-path.app/zh-TW/blog/semi-retirement-cashflow-template-earned-income-withdrawals 用一張月度與 12 個月滾動表整合半退休工時收入、生活支出、稅與保費準備、投資提領及現金跑道，並測試收入少 20% 與三個月零收入。 Fri, 17 Jul 2026 00:00:00 GMT support@ascend-spark.com (Fire Path Team) fire半退休現金流模板投資提領變動收入 https://www.fire-path.app/zh-TW/blog/barista-fire-hidden-costs https://www.fire-path.app/zh-TW/blog/barista-fire-hidden-costs Barista FIRE 不是只把全職薪水換成兼職薪水。本文把健保、勞退、稅、通勤、無薪時間與收入波動納入真實時薪，並用台灣案例檢查所需投資提領。 Mon, 13 Jul 2026 00:00:00 GMT support@ascend-spark.com (Fire Path Team) firebarista fire半退休兼職現金流 https://www.fire-path.app/zh-TW/blog/when-coast-fire-fits-better-than-full-time https://www.fire-path.app/zh-TW/blog/when-coast-fire-fits-better-than-full-time Coast FIRE 不是現在退休，而是既有退休資產在合理假設下可自行成長到目標。本文用台灣家庭案例、門檻公式與六項檢查，判斷何時可以降低工時而不破壞長期安全。 Mon, 06 Jul 2026 00:00:00 GMT support@ascend-spark.com (Fire Path Team) firecoast fire職涯轉換複利半退休