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    <description>選券商不能只比手續費。本文提供 FIRE 使用者可直接套用的四維度券商評分表，從費率、便利、風險與稅務文件，評估本地券商、複委託與海外券商是否適合長期執行。</description>
    <pubDate>Fri, 22 May 2026 00:00:00 GMT</pubDate>
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    <link>https://www.fire-path.app/zh-TW/blog/foreign-vs-local-broker-fire-choice</link>
    <description>海外券商不一定比較好，本地券商也不一定比較貴。FIRE 使用者要比較的是費率、換匯、稅務文件、資產保護、客服、提領與家庭可執行性。本文提供台灣家庭的券商選擇框架。</description>
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    <author>support@ascend-spark.com (Fire Path Team)</author>
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